Toad Skin

Toad skin: [minor] by Iczer

'Yeah boy..let's wrestle'

The character's skin is porous and lumpy, with rigid texture. (this can be permanent at the character's option, or something that can be turned on and off) The skin provides the following benefits.

+10% to swimming skill (Or natural swim of 60%)

+20 SDC

AR 9

+1 PE

In addition, the character is mildly toxic. any one biting the character, or anyone grappling with the character will start absorbing toxins through the skin (or mouth in the case of bite) The target must make a saving throw Vs Toxins (lethal) or become nauseous (-1 attack, -5% off all skills and -1 from all combat skills for the characters PE minutes).
Continued contact ( a second bite or a grapple held for more than one melee) forces a saving throw vs lethal poison or take 1D4 SDC damage (+2 per level).
Targets with heightened senses of smell will be aware of the consequences of touching this character.