Insurance

Insurance(minor) by [Stone Gargoyle

The hero gains potential healing energy for every day she does not suffer physical damage.

1.Potential Healing Poiints: The hero gains four Potential Healing Points per day, +1 at levels 6 and 12, for up to his PE number in days, +1 day at levels 4,8,and 12, that she does not take any damage.

2.Spending Points: One point of SDC costs 1 Potential Healing point, but Hit Points are recovered at the cost of 2 Potential Healing Points. This is in addition to normal healing. Maximum points that can be spent per day are equal to the character's PE number, but the hero can continue to spend unused points each day until healed. Once she is healed, the excess points disappear and cannot be used.

3.Save Bonus: The character gains +1% to save vs. coma/death for every day she does not take damage, but once the added percentage is used once, it is gone.

4.Other Abilities and Bonuses:

+1d4 PE

+2d4 Hit Points

+2d6 SDC